Pacific Star Management

Purchase a Home
PACIFIC STAR MANAGEMENT’S SIMPLE 3-STEP PROCESS
Embarking on the journey of purchasing a new home might seem daunting, but with Pacific Star Management’s streamlined process, it’s simpler than you think. Discover firsthand how straightforward and stress-free our homebuying process truly is!

1. Apply for Community Residency
Locate a community nearby and fill out the online application
Submit a one-time application fee
Furnish a copy of your photo ID and proof of income
2. Secure Financing
If necessary, collaborate with our trusted mortgage broker partners to identify the optimal financing solution for your needs
While you have the option to arrange financing independently or pay for the home upfront, many of our residents prefer partnering with Pacific Star Management-approved providers
Following a comprehensive review of your credit and income, the mortgage broker will ascertain your down payment and monthly payment figures
Rest assured, we’ll reserve the home you’re eyeing during the financing phase!
3. Finalize Home Acquisition & Arrange Move-In
We guide you through all the necessary closing paperwork and documentation
You receive the keys to your new home!
Tenant Web Access
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Financing Details
Manufactured homes fall under the category of personal property and thus necessitate a specific loan type referred to as a "chattel" loan. Once you've made the decision to purchase a home, we'll facilitate your connection with a mortgage broker who will expertly shepherd you through the entire financing process. Remarkably, down payments can be as modest as 5-10%!

Essential Criteria
To qualify for a mortgage, it's typically required that your household income equals at least two and a half times the combined amount of lot rent and anticipated home mortgage payment. Additionally, a credit score of at least 550 is expected, along with some documentation for identification and proof of income. Following mortgage approval, closings can transpire within a mere few weeks!